Summary and recommendation
Bill.com offers inconsistent SCIM provisioning support that varies dramatically by identity provider. While Okta users can access SCIM provisioning through the OIN integration, Bill.com doesn't publish native SCIM documentation, and other IdPs like Entra ID are limited to SAML SSO only. This fragmented approach means your provisioning capabilities depend entirely on your IdP choice rather than Bill.com's platform features. For finance teams managing sensitive AP/AR workflows where user access directly impacts invoice approvals and payment processing, this inconsistency creates operational gaps—especially when onboarding new controllers, AP clerks, or accountants requires manual role assignment tied to spending limits and approval hierarchies.
The real problem is that Bill.com gates all SSO functionality behind Enterprise plans with custom pricing (typically 2-3x their Corporate plan at $79/user/month), yet still provides no clear path to automated provisioning for most customers. Since financial systems require precise role-based access controls for SOX compliance and segregation of duties, manual user management creates both security risks and administrative overhead. When employees change departments or leave the company, orphaned accounts in payment systems pose significant financial and compliance risks that manual processes often miss.
The strategic alternative
Stitchflow provides SCIM-level provisioning through resilient browser automation for Bill.com without requiring Enterprise plan upgrades or IdP-specific integrations. Works with any Bill.com plan and any IdP—Okta, Entra ID, Google Workspace, or OneLogin. Flat pricing under $5K/year with SOC 2 Type II certification.
Quick SCIM facts
| SCIM available? | Yes |
| SCIM tier required | Enterprise |
| SSO required first? | No |
| SSO available? | Yes |
| SSO protocol | SAML 2.0 |
| Documentation | Not available |
Supported identity providers
| IdP | SSO | SCIM | Notes |
|---|---|---|---|
| Okta | ✓ | ✓ | OIN app with full provisioning |
| Microsoft Entra ID | ✓ | ❌ | SSO only |
| Google Workspace | ✓ | JIT only | SAML SSO with just-in-time provisioning |
| OneLogin | ✓ | ✓ | Supported |
The cost of not automating
Without SCIM (or an alternative like Stitchflow), your IT team manages Bill.com accounts manually. Here's what that costs:
The Bill.com pricing problem
Bill.com gates SCIM provisioning behind premium plans, forcing significant cost increases for basic user management.
Tier comparison
| Plan | Price | SSO | SCIM |
|---|---|---|---|
| Essentials | $45/user/month | ||
| Team | $55/user/month | ||
| Corporate | $79/user/month | ||
| Enterprise | Custom pricing | ⚠️ Via third-party only |
Pricing structure
| Plan | Price | SSO | SCIM |
|---|---|---|---|
| Essentials | $45/user/month | ||
| Team | $55/user/month | ||
| Corporate | $79/user/month | ||
| Enterprise | Custom pricing | ⚠️ Via third-party only |
What this means in practice
Without native SCIM, you're stuck with limited options:
Option 1: Manual provisioning
Option 2: OneLogin integration
Option 3: JIT provisioning
Additional constraints
Summary of challenges
- Bill.com supports SCIM but only at Enterprise tier (Custom pricing)
- Google Workspace users get JIT provisioning only, not full SCIM
- Our research shows teams manually provisioning this app spend significant hidden costs annually
What Bill.com actually offers for identity
Bill.com doesn't sell native SCIM provisioning. Instead, you get a confusing mix of third-party integrations and enterprise-only SSO:
SAML SSO (Enterprise plan only):
SCIM provisioning (third-party dependency):
What's missing:
The core problem: Bill.com gates basic SSO behind enterprise pricing, then relies on your IdP to provide the provisioning automation. This creates vendor lock-in—your provisioning capabilities depend entirely on which IdP you choose, not what Bill.com actually supports. For a financial platform handling invoice approvals and payment processing, this lack of transparent identity management creates both security risks and administrative overhead.
What IT admins are saying
Community sentiment on Bill.com's provisioning reveals frustration with hidden costs and unclear automation options. Common complaints:
- Enterprise plan gatekeeping for any SSO functionality
- No publicly documented SCIM support despite third-party integrations existing
- Manual user management required for most customers handling sensitive financial data
- OneLogin dependency for automated provisioning leaves other IdP users with limited options
SSO via SAML available on enterprise plans
Contact vendor for SCIM options
Limited provisioning documentation
The recurring theme
Bill.com treats identity management as an enterprise-only afterthought, forcing finance teams to choose between expensive custom pricing or manual account management in systems that handle invoice approvals and payment processing.
The decision
| Your Situation | Recommendation |
|---|---|
| Small finance team on lower-tier plans | Use Stitchflow: avoid Enterprise plan upgrade for basic provisioning |
| Using Entra ID or Google Workspace | Use Stitchflow: Bill.com's SCIM is Okta-centric with unclear multi-IdP support |
| SOX compliance or audit requirements | Use Stitchflow: automated access reviews essential for financial system controls |
| Already on Enterprise with Okta | Evaluate native SCIM: you may already have access through Okta OIN |
| Minimal user turnover, basic AP workflow | Manual may work: but monitor for orphaned accounts in financial systems |
The bottom line
Bill.com gates SSO behind Enterprise pricing and provides no clear documentation for native SCIM, leaving most finance teams with manual user management in a system handling sensitive financial data. For reliable provisioning automation without enterprise plan requirements or IdP lock-in, Stitchflow delivers the missing automation layer that Bill.com should provide natively.
Automate Bill.com without the tier upgrade
Stitchflow delivers SCIM-level provisioning through resilient browser automation, backed by 24/7 human in the loop for Bill.com at <$5K/year, flat, regardless of team size.
Technical specifications
SCIM Version
2.0
Supported Operations
Create, Update, Deactivate, Groups
Supported Attributes
Not specifiedPlan requirement
Enterprise
Prerequisites
None
Key limitations
- Native SCIM not publicly documented
- SSO via SAML available on enterprise plans
- OneLogin provides third-party provisioning
- Contact vendor for SCIM options
Documentation not available.
Configuration for Okta
Integration type
Okta Integration Network (OIN) app with SCIM provisioning
Where to enable
Required credentials
SCIM endpoint URL and bearer token (generated in app admin console).
Configuration steps
Enable Create Users, Update User Attributes, and Deactivate Users.
Provisioning trigger
Okta provisions based on app assignments (users or groups).
Docs
Enterprise required for SCIM
Native SCIM is available on Enterprise. Use Stitchflow if you need provisioning without the tier upgrade.
Unlock SCIM for
Bill.com
Bill.com gates automation behind Enterprise plan. Stitchflow delivers the same SCIM outcomes for a flat fee.
See how it works


