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Encompass SCIM guide

Native SCIM

How to automate Encompass user provisioning, and what it actually costs

Native SCIM requires Enterprise plan

Summary and recommendation

Encompass supports native SCIM 2.0 provisioning, but only for Enterprise customers with custom pricing and Developer Connect access. This creates a significant barrier for organizations on lower-tier plans who need automated user provisioning for their mortgage origination platform. The requirement for Developer Connect adds technical complexity, and the Enterprise-only availability means substantial cost increases for teams that simply need basic provisioning automation.

This creates a problematic gap for IT teams managing Encompass access. Without SCIM, administrators must manually provision and deprovision users in a platform that handles sensitive financial data and regulatory compliance requirements. Manual processes increase security risks in an industry where data governance and audit trails are critical. SSO alone doesn't solve the lifecycle management challenge - you still need human intervention for every hire, role change, and termination.

The strategic alternative

Encompass gates SCIM behind Enterprise. Skip the Enterprise plan upgrade and automate complete outcomes across your stack. We maintain the integration layer underneath. You focus on judgment, not plumbing.

Quick SCIM facts

SCIM available?Yes
SCIM tier requiredEnterprise
SSO required first?No
SSO available?Yes
SSO protocolSAML 2.0
DocumentationNot available

Supported identity providers

IdPSSOSCIMNotes
OktaOIN app with full provisioning
Microsoft Entra IDGallery app with SCIM
Google WorkspaceJIT onlySAML SSO with just-in-time provisioning
OneLoginSupported

The cost of not automating

Without SCIM (or an alternative like Stitchflow), your IT team manages Encompass accounts manually. Here's what that costs:

Source: Stitchflow research, normalized to 500 employees:
Orphaned accounts (ex-employees with access)5
Unused licenses12
IT hours spent on manual management/year85 hours
Unused license cost/year$3,500
IT labor cost/year$5,100
Cost of compliance misses/year$890
Total annual financial impact$9,490

The Encompass pricing problem

Encompass gates SCIM provisioning behind premium plans, forcing significant cost increases for basic user management.

Tier comparison

PlanPriceSSOSCIM
StandardContact for pricing
EnterpriseCustom (subscription-based)

Plan Structure

PlanPriceSCIM
StandardContact for pricing
EnterpriseCustom (subscription-based)

Note: SCIM is available for both Encompass and DDA products through the same Developer Connect integration, supporting cross-product provisioning via Global User ID (GUID).

What this means in practice

Enterprise pricing is entirely custom and subscription-based, making cost analysis challenging without direct engagement with ICE Mortgage Technology sales. However, industry patterns suggest significant increases:

Pricing opacity
No published Enterprise pricing creates negotiation friction and budget planning challenges
Subscription commitment
Custom Enterprise contracts typically require multi-year commitments
Cross-product complexity
Organizations using multiple ICE products face bundled pricing decisions

The lack of transparent pricing means IT teams must invest significant time in sales cycles just to understand SCIM costs.

Additional constraints

Developer Connect dependency
SCIM requires separate Developer Connect access and configuration beyond standard Encompass licensing.
SDK transition timeline
ICE is transitioning away from legacy SDK integrations by December 31, 2026, potentially affecting existing automation workflows.
Enterprise sales process
Custom pricing requires dedicated sales engagement, extending procurement timelines compared to self-service provisioning solutions.
Limited documentation
SCIM implementation details require Developer Connect access, creating a chicken-and-egg problem for evaluation.

Summary of challenges

  • Encompass supports SCIM but only at Enterprise tier (Custom (subscription-based))
  • Google Workspace users get JIT provisioning only, not full SCIM
  • Our research shows teams manually provisioning this app spend significant hidden costs annually

What the upgrade actually includes

Encompass doesn't sell SCIM standalone. It's part of their Enterprise offering with custom subscription pricing:

SCIM 2.0 automated provisioning via Developer Connect
Cross-product SSO with Global User ID (GUID)
Support for Encompass and DDA products
Enterprise-grade security controls
SDK access and developer tools
Dedicated account management
Custom implementation support

Stitchflow Insight

The challenge: Encompass Enterprise is designed for large mortgage operations with complex workflows across multiple ICE products. If you just need automated user provisioning for your loan origination team, you're paying enterprise prices for mortgage industry features most IT teams will never configure. We estimate ~80% of Encompass Enterprise capabilities are irrelevant for organizations that simply want SCIM provisioning.

What IT admins are saying

Community sentiment on Encompass's native SCIM implementation is mixed, with frustration centered on complexity and enterprise gatekeeping. Common complaints:

  • SCIM requires Developer Connect access, adding another layer of complexity
  • Enterprise-only availability with opaque custom pricing
  • Limited documentation compared to other mortgage platforms
  • Cross-product provisioning complications despite Global User ID support

Getting SCIM working with Encompass requires jumping through hoops with their Developer Connect program. It's not plug-and-play like other apps.

r/sysadmin

The custom enterprise pricing makes it impossible to budget for SCIM without going through a lengthy sales process. We just want automated user management.

Spiceworks Community

The recurring theme

Encompass treats SCIM as an enterprise add-on rather than a standard identity feature, creating barriers for organizations that need automated provisioning without enterprise complexity.

The decision

Your SituationRecommendation
Need SCIM but not on Enterprise planUse Stitchflow: avoid the custom Enterprise pricing negotiation
On Enterprise but SCIM setup is complexUse Stitchflow: skip Developer Connect access requirements
Small mortgage operation, low user churnManual may work: but monitor for compliance gaps
Already on Enterprise with Developer ConnectUse native SCIM: you have the infrastructure in place
Need multi-product provisioning (Encompass + DDA)Evaluate both: native supports cross-product with GUID

The bottom line

Encompass gates SCIM behind Enterprise pricing and Developer Connect access, creating barriers for smaller mortgage operations that need automated provisioning. Stitchflow delivers the same user lifecycle management without the enterprise-tier commitment or technical complexity.

Make Encompass workflows AI-native

Encompass gates SCIM behind Enterprise. We build complete offboarding, user access reviews, and license workflows without that SCIM Tax upgrade.

No Enterprise upgrade required
Less than a week, start to finish (~2 hours of your time)
We maintain the integration layer underneath
Book a Demo

Technical specifications

SCIM Version

2.0

Supported Operations

Create, Update, Deactivate, Groups

Supported Attributes

Not specified

Plan requirement

Enterprise

Prerequisites

None

Key limitations

  • SCIM available for Encompass and DDA products
  • Requires Developer Connect access
  • Cross-product SSO supported via Global User ID (GUID)
  • Enterprise-focused custom pricing
  • SDK transition deadline extended to December 31, 2026

Documentation not available.

Unlock SCIM for
Encompass

Encompass gates SCIM behind Enterprise plan. We automate complete offboarding and access reviews across your stack without that SCIM Tax upgrade.

See how it works
Admin Console
Directory
Applications
Encompass logo
Encompass
via Stitchflow

Last updated: 2026-01-20

* Pricing and features sourced from public documentation.

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