Summary and recommendation
Modern Treasury supports native SCIM 2.0 provisioning, but only on Enterprise plans with custom pricing starting around $499/month. SCIM must be manually enabled by customer support, and SSO setup requires contacting your CSM or support team - adding operational friction to what should be automated processes. For organizations on lower tiers or those seeking transparent pricing, this creates a significant barrier to implementing proper user lifecycle management.
The gap between SSO availability and automated provisioning creates ongoing manual overhead for IT teams. Without SCIM, you're stuck manually creating and deprovisioning user accounts in Modern Treasury, defeating the purpose of centralized identity management. This manual process introduces security risks around timely offboarding and compliance gaps around user access auditing.
The strategic alternative
Modern Treasury gates SCIM behind Enterprise. Skip the Enterprise plan upgrade and automate complete outcomes across your stack. We maintain the integration layer underneath. You focus on judgment, not plumbing.
Quick SCIM facts
| SCIM available? | Yes |
| SCIM tier required | Enterprise |
| SSO required first? | No |
| SSO available? | Yes |
| SSO protocol | SAML 2.0 |
| Documentation | Not available |
Supported identity providers
| IdP | SSO | SCIM | Notes |
|---|---|---|---|
| Okta | ✓ | ✓ | OIN app with full provisioning |
| Microsoft Entra ID | ✓ | ✓ | Gallery app with SCIM |
| Google Workspace | ✓ | JIT only | SAML SSO with just-in-time provisioning |
| OneLogin | ✓ | ✓ | Supported |
The cost of not automating
Without SCIM (or an alternative like Stitchflow), your IT team manages Modern Treasury accounts manually. Here's what that costs:
The Modern Treasury pricing problem
Modern Treasury gates SCIM provisioning behind premium plans, forcing significant cost increases for basic user management.
Plan Structure
| Plan | Price | SSO | SCIM |
|---|---|---|---|
| Pro | Custom pricing | ||
| Business | Custom pricing | ||
| Enterprise | Custom (starting ~$499/month) |
Note: SCIM must be manually enabled by Modern Treasury's customer support team even after upgrading to Enterprise.
What this means in practice
Modern Treasury's opaque pricing model creates several challenges:
Additional constraints
Summary of challenges
- Modern Treasury supports SCIM but only at Enterprise tier (Custom (starting ~$499/month))
- Google Workspace users get JIT provisioning only, not full SCIM
- Our research shows teams manually provisioning this app spend significant hidden costs annually
What the upgrade actually includes
Modern Treasury doesn't sell SCIM separately. It's bundled with Enterprise features at custom pricing starting around $499/month:
Stitchflow Insight
The Enterprise tier is designed for large financial operations with complex treasury needs. If you're primarily seeking automated user provisioning, you're paying for sophisticated payment rails, banking integrations, and financial controls that may exceed your requirements. We estimate ~80% of Enterprise features are irrelevant for teams that only need streamlined user management.
What IT admins are saying
Community sentiment on Modern Treasury's SCIM implementation centers around accessibility barriers and support friction. Common complaints:
- Having to contact customer support just to enable SCIM functionality
- No transparent pricing - everything requires custom Enterprise quotes
- SSO setup requiring CSM involvement instead of self-service configuration
- High minimum commitments starting around $499/month excluding smaller finance teams
Why do I need to open a support ticket just to turn on SCIM? This should be a simple toggle in the admin panel.
Got quoted $2K/month minimum for Enterprise just to get automated user provisioning. That's more than some companies spend on their entire SaaS stack.
The recurring theme
Modern Treasury treats basic identity management as a premium enterprise feature, forcing IT teams through lengthy sales processes and high minimum spends just to automate user lifecycle management.
The decision
| Your Situation | Recommendation |
|---|---|
| Need SCIM but not on Enterprise plan | Use Stitchflow: avoid the custom Enterprise pricing and lengthy sales process |
| Already on Enterprise with SCIM enabled | Use native SCIM: you're paying for it and it's properly supported |
| Customer support hasn't enabled SCIM yet | Use Stitchflow: skip the support ticket queue and manual enablement process |
| Need provisioning but Enterprise is overkill | Use Stitchflow: get SCIM-level automation without the enterprise commitment |
| Small treasury team, infrequent changes | Manual may work: but monitor for access governance gaps |
The bottom line
Modern Treasury gates SCIM behind Enterprise. Stitchflow automates complete workflows without that SCIM Tax upgrade.
Make Modern Treasury workflows AI-native
Modern Treasury gates SCIM behind Enterprise. We build complete offboarding, user access reviews, and license workflows without that SCIM Tax upgrade.
Technical specifications
SCIM Version
2.0
Supported Operations
Create, Update, Deactivate, Groups
Supported Attributes
Not specifiedPlan requirement
Enterprise
Prerequisites
None
Key limitations
- SCIM must be enabled by customer support
- SSO setup requires contacting CSM or support team
- Custom pricing - no public pricing tiers
- Direct file transmission charges can be costly
Documentation not available.
Configuration for Entra ID
Integration type
Microsoft Entra Gallery app with SCIM provisioning
Where to enable
Required credentials
Tenant URL (SCIM endpoint) and Secret token (bearer token from app admin console).
Configuration steps
Set Provisioning Mode = Automatic, configure SCIM connection.
Provisioning trigger
Entra provisions based on user/group assignments to the enterprise app.
Sync behavior
Entra provisioning runs on a scheduled cycle (typically every 40 minutes).
SAML 2.0 SSO and SCIM provisioning supported
Modern Treasury gates SCIM behind Enterprise. Stitchflow automates complete workflows without that SCIM Tax upgrade.
Unlock SCIM for
Modern Treasury
Modern Treasury gates SCIM behind Enterprise plan. We automate complete offboarding and access reviews across your stack without that SCIM Tax upgrade.
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