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Pleo SCIM guide

Connector Only

How to automate Pleo user provisioning, and what it actually costs

Summary and recommendation

Pleo, the corporate cards and expense management platform, offers SCIM 2.0 provisioning but only through Okta integration and exclusively on Enterprise plans with custom pricing. While this integration supports user creation, attribute updates, and deactivation with schema discovery capabilities, it creates a significant accessibility barrier for most organizations. The combination of Enterprise-tier requirements and Okta-only support means teams using Azure AD, Google Workspace, or other identity providers—or those on Pleo's lower-tier plans ($39-179/month)—are completely locked out of automated provisioning.

This limitation is particularly problematic for growing companies that need expense management automation but aren't ready for enterprise-tier commitments. Without SCIM provisioning, IT teams must manually create accounts for every employee who needs a corporate card, then manually deactivate access when they leave—creating both administrative overhead and security gaps in a system that handles company finances.

The strategic alternative

Stitchflow provides SCIM-level provisioning through resilient browser automation for Pleo that works with any plan and any identity provider (Okta, Azure AD, Google Workspace, OneLogin). Flat pricing under $5K/year, regardless of team size or Pleo plan.

Quick SCIM facts

SCIM available?No
SCIM tier requiredN/A
SSO required first?Yes
SSO available?Yes
SSO protocolSAML 2.0
DocumentationOfficial docs

Supported identity providers

IdPSSOSCIMNotes
OktaNo SCIM available
Microsoft Entra IDNo SCIM available
Google WorkspaceVia third-partyNo native support
OneLoginVia third-partyNo native support

The cost of not automating

Without SCIM (or an alternative like Stitchflow), your IT team manages Pleo accounts manually. Here's what that costs:

Source: Stitchflow aggregate data across apps with 2+ instances, normalized to 500 employees
Orphaned accounts (ex-employees with access)7
Unused licenses12
IT hours spent on manual management/year101 hours
Unused license cost/year$3,925
IT labor cost/year$6,088
Cost of compliance misses/year$1,741
Total annual financial impact$11,754

The Pleo pricing problem

Pleo gates SCIM provisioning behind premium plans, forcing significant cost increases for basic user management.

Tier comparison

PlanPriceSSOSCIM
StarterFree
Essential$39/mo for 3 users + $11/user
Advanced$89/mo for 3 users + $14.50/user
Beyond$179/mo for 5 users + $17.50/user
EnterpriseCustom quote

Pricing structure

PlanPriceSCIM
StarterFree
Essential$39/mo for 3 users + $11/user
Advanced$89/mo for 3 users + $14.50/user
Beyond$179/mo for 5 users + $17.50/user
EnterpriseCustom quote

What this means in practice

For a 50-user deployment

Beyond plan
$967/month ($11,600/year) with transparent pricing
Enterprise plan
Unknown cost - requires sales engagement and custom negotiation

For a 100-user deployment

Beyond plan
$1,842/month ($22,100/year) with known costs
Enterprise plan
Custom quote with no pricing visibility

The jump from Beyond to Enterprise eliminates pricing predictability entirely. Companies lose budget control and procurement efficiency just to enable basic user lifecycle management.

Additional constraints

Okta dependency
SCIM provisioning only works through Okta's integration - no direct API or support for other IdPs
Bookkeeper exclusions
External bookkeepers cannot use SSO, creating hybrid authentication complexity
Schema limitations
Custom attribute mapping requires schema discovery setup
Sales friction
Enterprise tier requires going through Pleo's sales process for any provisioning capability

Summary of challenges

  • Pleo does not provide native SCIM at any price tier
  • Organizations must rely on third-party tools or manual provisioning
  • Our research shows teams manually provisioning this app spend significant hidden costs annually

What Pleo actually offers for identity

SCIM Provisioning (Enterprise only)

Pleo's SCIM implementation is available exclusively through their Okta integration on Enterprise plans:

FeatureDetails
ProtocolSCIM 2.0 via Okta
Create users✓ Yes
Update attributes✓ Yes
Deactivate users✓ Yes
Schema discovery✓ Yes (custom attributes supported)
Group push✓ Yes
IdP supportOkta only

The catch: You're locked into Okta. No support for Microsoft Entra ID, Google Workspace, or OneLogin provisioning despite these IdPs supporting SAML SSO.

SAML SSO (Enterprise prerequisite)

SAML 2.0 authentication works with multiple identity providers:

SettingDetails
ProtocolSAML 2.0
Supported IdPsOkta, Microsoft Entra ID, custom SAML
SP-initiated✓ Yes
IdP-initiated✓ Yes
Just-in-time provisioning❌ No

Critical limitation: Bookkeepers are excluded from SAML SSO and must use passcode authentication. This creates a security gap where your accounting team bypasses centralized identity controls.

What you're really paying for

The Enterprise upgrade bundles SCIM with advanced expense management features most IT teams don't need:

Multi-entity accounting structures
Advanced approval workflows
Custom integrations
Dedicated customer success

Bottom line: You're paying Enterprise pricing for corporate card features when you just need user provisioning that works with your existing IdP stack.

What IT admins are saying

Community sentiment on Pleo's provisioning is mixed, with IT teams appreciating the Okta SCIM integration but frustrated by limitations for certain user types:

  • Bookkeepers are completely excluded from SAML SSO and must use passcode login
  • SCIM provisioning only works through Okta - no support for other identity providers
  • Enterprise pricing required for any automated provisioning capabilities
  • Manual user management still needed for accounting team members

Bookkeepers cannot use SAML SSO and will continue to use passcode login even when SSO is enabled.

Pleo Help Documentation

Enabling SSO makes it mandatory for new sessions, but we still have to manage bookkeeper accounts manually.

IT Admin, Reddit

The recurring theme

While Pleo offers solid SCIM support through Okta, the exclusion of bookkeepers from SSO creates a two-tier user management system that defeats the purpose of unified identity management for finance teams.

The decision

Your SituationRecommendation
Small finance team (<20 users) with OktaUse native SCIM: Pleo's integration works well
Mixed IdP environment (Entra, Google Workspace)Use Stitchflow: native SCIM only works with Okta
Large organization (100+ employees with cards)Use Stitchflow: automation essential for scale
Complex user attributes or custom provisioningUse Stitchflow: better flexibility than Okta-only schema discovery
Enterprise with compliance requirementsUse Stitchflow: comprehensive audit trail and SOC 2 certification

The bottom line

Pleo offers solid SCIM provisioning, but only through Okta's integration on Enterprise plans. If you're not on Okta or need provisioning flexibility across multiple IdPs, Stitchflow provides the automation you need without vendor lock-in.

Automate Pleo without third-party complexity

Stitchflow delivers SCIM-level provisioning through resilient browser automation, backed by 24/7 human in the loop for Pleo at <$5K/year, flat, regardless of team size.

Works alongside or instead of native SCIM
Syncs with your existing IdP (Okta, Entra ID, Google Workspace)
Automates onboarding and offboarding
SOC 2 Type II certified
24/7 human-in-the-loop monitoring
Book a Demo

Technical specifications

SCIM Version

Not specified

Supported Operations

Not specified

Supported Attributes

Not specified

Plan requirement

Not specified

Prerequisites

Not specified

Key limitations

  • Bookkeepers cannot use SAML SSO
  • Exclusions list for SSO bypass
  • Schema discovery for custom attributes

Configuration for Okta

Integration type

Okta Integration Network (OIN) app

Prerequisite

SSO must be configured before enabling SCIM.

Where to enable

Okta Admin Console → Applications → Pleo → Sign On

Enterprise required for SCIM

Use Stitchflow for automated provisioning.

Configuration for Entra ID

Integration type

Microsoft Entra Gallery app

Prerequisite

SSO must be configured before enabling SCIM.

Where to enable

Entra admin center → Enterprise applications → Pleo → Single sign-on

Enterprise required for SCIM

Use Stitchflow for automated provisioning.

Unlock SCIM for
Pleo

Pleo doesn't offer SCIM. Get an enterprise-grade SCIM endpoint in your IdP, even without native support.

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Last updated: 2026-01-11

* Pricing and features sourced from public documentation.

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