Summary and recommendation
Xero, the major cloud accounting platform, provides no native SCIM provisioning support on any plan—despite over 10 years of customer requests for enterprise identity features. While Xero offers basic SAML SSO through third-party providers like miniOrange, this only handles authentication and leaves IT teams manually managing user accounts, permissions, and offboarding in a system that handles sensitive financial data.
This creates a significant security and compliance gap for organizations using Xero. Accounting platforms require strict access controls due to the sensitive nature of financial information, yet IT admins must rely on manual processes to provision new accountants and bookkeepers, update roles when employees change responsibilities, and ensure proper deactivation when staff leave. Without automated provisioning, there's no audit trail for user lifecycle events and substantial risk of orphaned accounts retaining access to financial systems.
The strategic alternative
Stitchflow provides SCIM-level provisioning through resilient browser automation for Xero without requiring any custom development work. Works regardless of your Xero plan and integrates with any IdP (Okta, Entra, Google Workspace, OneLogin). Flat pricing under $5K/year, regardless of team size.
Quick SCIM facts
| SCIM available? | No |
| SCIM tier required | N/A |
| SSO required first? | Yes |
| SSO available? | Yes |
| SSO protocol | SAML 2.0 |
| Documentation | Not available |
Supported identity providers
| IdP | SSO | SCIM | Notes |
|---|---|---|---|
| Okta | ✓ | ❌ | SSO integration available but no SCIM provisioning. Xero lacks native SCIM support. |
| Microsoft Entra ID | Via third-party | ❌ | No native Entra ID integration. Third-party solutions required for SSO. |
| Google Workspace | Via third-party | ❌ | No native support |
| OneLogin | Via third-party | ❌ | No native support |
The cost of not automating
Without SCIM (or an alternative like Stitchflow), your IT team manages Xero accounts manually. Here's what that costs:
The Xero pricing problem
Xero gates SCIM provisioning behind premium plans, forcing significant cost increases for basic user management.
Tier comparison
| Plan | Price | SSO | SCIM |
|---|---|---|---|
| Starter | $15/month | ||
| Growing | $42/month | ||
| Established | $78/month |
Pricing and provisioning options
| Plan | Price | SSO | SCIM |
|---|---|---|---|
| Starter | $15/month | ||
| Growing | $42/month | ||
| Established | $78/month |
Third-party SSO options
What this means in practice
IT teams managing Xero access face a completely manual provisioning process:
User onboarding: Every new hire requires manual account creation in Xero, manual role assignment, and manual invitation emails. No automated provisioning from your IdP.
Access changes: Role changes, department moves, or permission updates require manual intervention in both your IdP and Xero separately.
Offboarding: Departing employees must be manually deactivated in Xero since there's no SCIM to automatically suspend access when they're disabled in your directory.
Audit compliance: No centralized logs or conditional access policies. You can't enforce geo-blocking, device compliance, or session controls on Xero access.
Additional constraints
Summary of challenges
- Xero does not provide native SCIM at any price tier
- Organizations must rely on third-party tools or manual provisioning
- Our research shows teams manually provisioning this app spend significant hidden costs annually
What Xero actually offers for identity
No Native SSO or SCIM Support
After 10+ years of customer requests, Xero still provides no native identity management features:
| Feature | Supported? |
|---|---|
| SAML SSO | ❌ No |
| OIDC SSO | ❌ No |
| SCIM provisioning | ❌ No |
| JIT provisioning | ❌ No |
| Conditional access | ❌ No |
| Sign-in logs | ❌ No |
The reality: Despite being a major cloud accounting platform trusted by millions of businesses, Xero has no enterprise identity features whatsoever.
Third-Party SSO Workarounds
Some organizations use third-party solutions like miniOrange or AuthDigital to bridge the gap:
Okta Integration (Password Vaulting Only)
The official Okta Integration Network listing for Xero shows:
| Feature | Supported? |
|---|---|
| SAML SSO | ❌ No |
| SWA (password vaulting) | ✓ Yes |
| Create users | ❌ No |
| Update users | ❌ No |
| Deactivate users | ❌ No |
Translation: The Okta "integration" only stores and auto-fills passwords—not true federated authentication or any provisioning capabilities.
The Enterprise Gap
For a platform handling sensitive financial data, Xero's lack of identity controls creates significant security and compliance challenges:
What IT admins are saying
Community sentiment on Xero's enterprise identity features is overwhelmingly frustrated after 10+ years of unfulfilled requests:
- No native SAML SSO support despite being a major cloud accounting platform
- Complete absence of SCIM provisioning capabilities
- No centralized authentication telemetry or conditional access controls
- Forced reliance on expensive third-party SSO solutions like miniOrange
Feature requested for over 10 years
No native conditional access or geo-blocking
Login enable Windows Azure Active Directory Single Sign-On... This has been on the wish list for years
The recurring theme
Xero remains stubbornly behind on enterprise identity features that competitors implemented years ago, forcing IT teams to either manage accounts manually or pay for third-party workarounds just to get basic SSO functionality.
The decision
| Your Situation | Recommendation |
|---|---|
| Small finance team (<10 users) with stable staff | Manual management acceptable, focus on strong passwords |
| Growing business (10-50 users) needing accounting access controls | Use Stitchflow: automation essential for financial data security |
| Enterprise with compliance requirements (SOX, audit trails) | Use Stitchflow: automation essential for compliance documentation |
| Multi-entity organizations with complex accounting structures | Use Stitchflow: automation strongly recommended for scale |
| Companies requiring SSO integration with existing identity systems | Use Stitchflow: Xero lacks native SSO despite 10+ years of requests |
The bottom line
Xero is a leading cloud accounting platform, but it's stuck in the identity stone age—no SCIM, no native SSO, despite a decade of enterprise requests. For organizations that need automated provisioning and modern identity controls for their financial data, Stitchflow bridges this critical gap.
Automate Xero without third-party complexity
Stitchflow delivers SCIM-level provisioning through resilient browser automation, backed by 24/7 human in the loop for Xero at <$5K/year, flat, regardless of team size.
Technical specifications
SCIM Version
Not specifiedSupported Operations
Not specifiedSupported Attributes
Plan requirement
Not specifiedPrerequisites
Not specifiedKey limitations
- No native SAML SSO support
- No native SCIM support
- No sign-in logs or conditional access
- SSO feature requested for 10+ years
- Third-party solutions required
Documentation not available.
Configuration for Okta
Integration type
Okta Integration Network (OIN) app
Prerequisite
SSO must be configured before enabling SCIM.
Where to enable
Docs
SSO integration available but no SCIM provisioning. Xero lacks native SCIM support.
Use Stitchflow for automated provisioning.
Unlock SCIM for
Xero
Xero doesn't offer SCIM. Get an enterprise-grade SCIM endpoint in your IdP, even without native support.
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