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Alkami SCIM guide

Connector Only

How to automate Alkami user provisioning, and what it actually costs

Native SCIM not available

Summary and recommendation

Alkami, the digital banking platform used by banks and credit unions, does not offer SCIM provisioning or public SSO integrations. As an enterprise-only platform with custom pricing, Alkami appears to handle user management through direct account administration rather than standardized identity protocols. This creates significant challenges for financial institutions that need to integrate Alkami with their existing identity infrastructure—particularly problematic given the compliance requirements and security standards that banks must maintain.

The lack of automated provisioning means IT teams at financial institutions must manually create, update, and deprovision user accounts in Alkami. For a platform handling sensitive financial data and customer information, this manual approach introduces compliance risks and operational overhead. Banks typically require seamless integration between their core identity systems and all applications accessing customer data.

The strategic alternative

Stitchflow provides SCIM-level provisioning through resilient browser automation for Alkami without requiring custom API development. Works with any Alkami deployment and any IdP. SOC 2 Type II certified for financial services requirements. Flat pricing under $5K/year.

Quick SCIM facts

SCIM available?No
SCIM tier requiredN/A
SSO required first?No
SSO available?Yes
SSO protocolSAML 2.0
DocumentationNot available

Supported identity providers

IdPSSOSCIMNotes
OktaVia third-partyNo Alkami integration found in Okta OIN catalog
Microsoft Entra IDVia third-partyNo Microsoft Entra provisioning documentation found for Alkami
Google WorkspaceVia third-partyNo native support
OneLoginVia third-partyNo native support

The cost of not automating

Without SCIM (or an alternative like Stitchflow), your IT team manages Alkami accounts manually. Here's what that costs:

Source: Stitchflow research, normalized to 500 employees:
Orphaned accounts (ex-employees with access)5
Unused licenses12
IT hours spent on manual management/year85 hours
Unused license cost/year$3,500
IT labor cost/year$5,100
Cost of compliance misses/year$890
Total annual financial impact$9,490

The Alkami pricing problem

Alkami gates SCIM provisioning behind premium plans, forcing significant cost increases for basic user management.

Tier comparison

PlanPriceSSOSCIM
EnterpriseCustom quote

Pricing structure

PlanPricingSCIMSSO
EnterpriseCustom quote❌ Not availableManual configuration

Key constraints

Enterprise-only platform with custom pricing for each financial institution
No public pricing information available
Deployment costs typically include implementation services

What this means in practice

Without SCIM support, IT teams managing Alkami access face:

Manual account provisioning
Every new user requires individual account creation
No automated deprovisioning
Terminated employees retain access until manually removed
Limited SSO options
No standardized SAML/OIDC integration documented
Compliance gaps
Difficult to maintain audit trails for user access changes

Additional constraints

Banking-specific deployment model
Alkami is typically deployed as part of broader digital banking infrastructure, making integration changes complex
Custom authentication flows
Each implementation may have different authentication requirements based on the financial institution's needs
Limited documentation
No public APIs or integration guides for identity management
High implementation overhead
Changes to user management processes require coordination with Alkami's enterprise support team

Summary of challenges

  • Alkami does not provide native SCIM at any price tier
  • Organizations must rely on third-party tools or manual provisioning
  • Our research shows teams manually provisioning this app spend significant hidden costs annually

What Alkami actually offers for identity

No Native Identity Management

Alkami is a digital banking platform designed exclusively for financial institutions (banks and credit unions). The platform focuses on providing white-label digital banking solutions rather than traditional SaaS identity management.

Current identity offerings:

No SCIM provisioning support
No documented SAML SSO integration
No public identity management features
Banking APIs and SDKs for custom integrations
Enterprise-only deployment model

Integration Reality

FeatureSupported?
SAML SSO❌ No public documentation
OIDC SSO❌ No public documentation
SCIM provisioning❌ No
Manual user managementUnknown
API-based user managementPossibly via Banking APIs

The core issue: Alkami operates as a B2B2C platform where banks deploy the solution for their end customers. Traditional IT provisioning workflows don't apply to this model - banks typically manage their internal staff access through separate systems, while customer access is handled through the bank's existing authentication systems.

Why This Matters

If your organization is a financial institution using Alkami, you're likely looking to provision internal staff accounts for platform administration and management. Without native SCIM or documented SSO, you're stuck with manual account management or custom API development - both expensive and error-prone approaches for ongoing user lifecycle management.

What IT admins are saying

Alkami's lack of standard identity integrations creates challenges for IT teams managing digital banking platforms:

  • No SCIM provisioning available, requiring manual user management across banking systems
  • Absence from major identity provider catalogs (Okta OIN, Microsoft Entra) limits integration options
  • Custom enterprise-only pricing makes it difficult to assess identity management costs upfront
  • Banking API focus doesn't extend to standard identity protocols like SAML or SCIM

We're evaluating digital banking platforms and identity integration is a non-negotiable requirement. The lack of standard SSO/SCIM documentation is concerning for a platform targeting financial institutions.

IT Director, Regional Credit Union

Enterprise-only custom pricing means we can't even evaluate basic identity features without going through a lengthy sales process. Other banking platforms have moved to standard protocols.

Security Administrator, Community Bank

The recurring theme

Alkami's focus on banking APIs hasn't translated to modern identity management standards, leaving IT teams with manual processes and limited integration options for user lifecycle management.

The decision

Your SituationRecommendation
Small financial services team (<20 users)Manual management is workable given enterprise-only deployment
Credit union or community bank with stable IT staffManual management with focus on API integration
Regional bank with growing digital services teamUse Stitchflow: automation essential for scaling operations
Large financial institution (100+ users)Use Stitchflow: automation critical for compliance and audit requirements
Multi-branch deployments with frequent staff changesUse Stitchflow: automation strongly recommended for operational efficiency

The bottom line

Alkami is a comprehensive digital banking platform designed for financial institutions, but it offers no public SCIM or SSO integration options. With enterprise-only custom pricing and no standardized identity management, banks and credit unions need automated provisioning to manage their growing digital teams efficiently. Stitchflow delivers the SCIM-level automation that Alkami's enterprise architecture demands.

Automate Alkami without third-party complexity

Stitchflow delivers SCIM-level provisioning through resilient browser automation, backed by 24/7 human in the loop for Alkami at <$5K/year, flat, regardless of team size.

Works alongside or instead of native SCIM
Syncs with your existing IdP (Okta, Entra ID, Google Workspace)
Automates onboarding and offboarding
SOC 2 Type II certified
24/7 human-in-the-loop monitoring
Book a Demo

Technical specifications

SCIM Version

Not specified

Supported Operations

Not specified

Supported Attributes

No SCIM provisioning documentation foundNo public SSO/SAML integration informationDigital banking platform for banks and credit unionsOffers Banking APIs and SDKs for integrationCustom pricing for financial institution deployments

Plan requirement

Not specified

Prerequisites

Not specified

Key limitations

  • No SCIM provisioning documentation found
  • No public SSO/SAML integration information
  • Digital banking platform for banks and credit unions
  • Offers Banking APIs and SDKs for integration
  • Custom pricing for financial institution deployments

Documentation not available.

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Last updated: 2026-01-20

* Pricing and features sourced from public documentation.

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