Summary and recommendation
BILL Spend & Expense (formerly Divvy) does not publicly document SCIM provisioning capabilities, despite offering SAML SSO integration with major identity providers like Okta, Azure AD, and OneLogin. While the platform supports HR integrations with Workday and ADP for employee data sync, there's no clear path for automated user provisioning through your IdP. This creates a significant gap for IT teams managing corporate card access, as employees must be manually provisioned in the system even when SSO authentication is enabled.
The lack of documented SCIM support is particularly problematic for expense management platforms where user lifecycle directly impacts financial controls. When employees join, leave, or change roles, their corporate card access and spending limits need immediate updates to maintain compliance and prevent unauthorized spending. Manual provisioning delays card issuance for new hires and creates security risks when departing employees retain system access.
The strategic alternative
Divvy has no native SCIM. Automate offboarding, user access reviews, and license workflows across every app, including the ones without APIs. We maintain the integration layer underneath. You focus on judgment, not plumbing.
Quick SCIM facts
| SCIM available? | No |
| SCIM tier required | N/A |
| SSO required first? | No |
| SSO available? | Yes |
| SSO protocol | Not documented |
| Documentation | Not available |
Supported identity providers
| IdP | SSO | SCIM | Notes |
|---|---|---|---|
| Okta | Via third-party | ❌ | No dedicated Okta integration in OIN catalog found. SSO via SAML supported with various IdPs including Okta, Azure, G Suite, Auth0, Centrify. |
| Microsoft Entra ID | Via third-party | ❌ | SSO with Microsoft Azure supported. No SCIM provisioning documentation found. Contact vendor for enterprise provisioning options. |
| Google Workspace | Via third-party | ❌ | No native support |
| OneLogin | Via third-party | ❌ | No native support |
The cost of not automating
Without SCIM (or an alternative like Stitchflow), your IT team manages Divvy accounts manually. Here's what that costs:
The Divvy pricing problem
Divvy gates SCIM provisioning behind premium plans, forcing significant cost increases for basic user management.
Tier comparison
| Plan | Price | SSO | SCIM |
|---|---|---|---|
| Free | $0 | ||
| Starter | $7/user/mo | ||
| Growth | $15/user/mo | ||
| Enterprise | Custom quote | ❓ Contact vendor |
Provisioning structure
| Plan | Pricing | SCIM | SSO |
|---|---|---|---|
| Free | $0 | ❌ Not available | ❌ Not documented |
| Starter | $7/user/mo | ❌ Not available | ❌ Not documented |
| Growth | $15/user/mo | ❌ Not available | ❌ Not documented |
| Enterprise | Custom quote | ❓ Contact vendor | ✓ SAML only |
What this means in practice
Without SCIM provisioning, IT teams must manually manage user accounts in Divvy, which creates significant operational overhead:
For a finance application handling corporate spending, these manual processes create compliance risks and delayed responses to personnel changes.
Additional constraints
Summary of challenges
- Divvy does not provide native SCIM at any price tier
- Organizations must rely on third-party tools or manual provisioning
- Our research shows teams manually provisioning this app spend significant hidden costs annually
What Divvy actually offers for identity
Enterprise Identity Features (Undocumented)
BILL Spend & Expense (formerly Divvy) mentions SAML SSO and SCIM provisioning for enterprise customers, but provides no public documentation:
| Feature | Status |
|---|---|
| SAML SSO | Supported (undocumented) |
| SCIM Provisioning | Mentioned but undocumented |
| JIT Provisioning | Not supported |
| Supported IdPs | Okta, Azure AD, OneLogin |
| Public Documentation | None available |
The documentation problem: Unlike most SaaS applications, Divvy provides zero public documentation for their enterprise identity features. IT teams must contact sales to understand what's actually included.
What's Actually Available
Based on limited information from BILL's support resources:
Why This Approach Falls Short
For expense management platforms, user provisioning is critical for:
Without documented SCIM capabilities or clear provisioning workflows, IT teams can't evaluate whether Divvy meets their automated user lifecycle requirements before committing to enterprise pricing discussions.
What IT admins are saying
Community sentiment around BILL Spend & Expense (formerly Divvy) reflects frustration with the lack of transparency around enterprise identity features:
- No public documentation for SCIM provisioning capabilities
- SSO configuration details are not publicly available
- Enterprise pricing and features require sales conversations
- Limited visibility into what identity management features are actually included
Limited public documentation on enterprise identity features
The recurring theme
Finance teams want to understand their provisioning options before engaging in lengthy enterprise sales cycles, but BILL keeps their identity management capabilities behind closed doors. This creates uncertainty for IT teams evaluating expense management solutions.
The decision
| Your Situation | Recommendation |
|---|---|
| Small finance team (<20 users) with simple card needs | Manual management is acceptable |
| Growing company with frequent employee onboarding | Use Stitchflow: card issuance automation essential |
| Enterprise with compliance requirements | Use Stitchflow: automated spending limit management required |
| Multi-department card programs | Use Stitchflow: automation strongly recommended |
| High employee turnover requiring frequent card deactivation | Use Stitchflow: automated deprovisioning critical |
The bottom line
BILL Spend & Expense offers powerful corporate card and expense management, but lacks documented SCIM provisioning capabilities. For organizations that need automated card issuance, spending limit management, and deactivation tied to HR systems, Stitchflow provides the missing automation layer without the enterprise sales complexity.
Make Divvy workflows AI-native
Divvy has no native SCIM. We build complete offboarding, user access reviews, and license workflows across every app, including the ones without APIs.
Technical specifications
SCIM Version
Not specifiedSupported Operations
Not specifiedSupported Attributes
Plan requirement
Not specifiedPrerequisites
Not specifiedKey limitations
- SCIM provisioning not publicly documented
- SSO not publicly documented
- HR integrations with Workday and ADP available
Documentation not available.
Unlock SCIM for
Divvy
Divvy has no native SCIM. We still automate end-to-end workflows across every app, including the ones without APIs.
See how it works


