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Gusto SCIM guide

Connector Only

How to automate Gusto user provisioning, and what it actually costs

Summary and recommendation

Gusto, the HR and payroll platform, does not support SCIM provisioning on any plan—it only offers Just-In-Time (JIT) provisioning through SAML SSO. While JIT creates user accounts on first login, it provides no automated deprovisioning capabilities when employees leave or change roles. This creates a significant compliance gap: terminated employees retain access to sensitive payroll and benefits data until manually removed. Making matters worse, SAML SSO must be activated by contacting Gusto support, adding friction to the setup process.

The lack of automated deprovisioning is particularly problematic for HR platforms like Gusto, which contain highly sensitive employee data including Social Security numbers, bank account details, and salary information. Without SCIM, IT teams must manually track employee departures and remember to deactivate Gusto accounts—a process that's error-prone and creates regulatory compliance risks under SOX, GDPR, and other frameworks requiring timely access revocation.

The strategic alternative

Stitchflow provides SCIM-level provisioning through resilient browser automation for Gusto without requiring any plan upgrades or custom integration work. Our SOC 2 Type II certified platform handles both provisioning and deprovisioning automatically, ensuring compliance with access governance requirements. Flat pricing under $5K/year, regardless of team size.

Quick SCIM facts

SCIM available?No
SCIM tier requiredN/A
SSO required first?No
SSO available?Yes
SSO protocolSAML 2.0
DocumentationNot available

Supported identity providers

IdPSSOSCIMNotes
OktaVia third-partySAML SSO with JIT provisioning. No SCIM (exploring transition to SCIM). SAML requires contacting Gusto support to activate. Schema discovery and group linking supported.
Microsoft Entra IDVia third-partySAML SSO supported. JIT creates users on first login. No automated deprovisioning. Contact Gusto support to enable SAML.
Google WorkspaceVia third-partyNo native support
OneLoginVia third-partyNo native support

The cost of not automating

Without SCIM (or an alternative like Stitchflow), your IT team manages Gusto accounts manually. Here's what that costs:

Source: Stitchflow aggregate data across apps with 2+ instances, normalized to 500 employees
Orphaned accounts (ex-employees with access)7
Unused licenses12
IT hours spent on manual management/year101 hours
Unused license cost/year$3,925
IT labor cost/year$6,088
Cost of compliance misses/year$1,741
Total annual financial impact$11,754

The Gusto pricing problem

Gusto gates SCIM provisioning behind premium plans, forcing significant cost increases for basic user management.

Tier comparison

PlanPriceSSOSCIM
Simple$49/mo + $6/person
Plus$80/mo + $12/person
Premium$180/mo + $22/person

Pricing and provisioning support

PlanPriceSSOSCIM
Simple$49/mo + $6/person
Plus$80/mo + $12/person
Premium$180/mo + $22/person

What this means in practice

No automated deprovisioning: When employees leave, their Gusto accounts remain active until manually deactivated. This creates compliance risks for payroll and HR data access.

Manual SAML activation required: Even basic SSO setup requires contacting Gusto support for each configuration, adding friction to deployment timelines.

JIT-only creates gaps: Users are only created on first login attempt, meaning you can't pre-provision accounts or manage user attributes before they access the system.

Additional constraints

HR system complications
Gusto often serves as your HR source system, making it a critical integration point that needs to stay synchronized with your IdP
One-way provisioning only
Gusto can provision users TO other apps (Slack, Zoom) on Plus/Premium plans, but can't receive automated provisioning FROM your IdP
Support dependency
SAML configuration changes require going through Gusto support rather than self-service admin controls
No group management
Without SCIM, you can't automatically assign users to Gusto groups based on IdP group memberships

Summary of challenges

  • Gusto does not provide native SCIM at any price tier
  • Organizations must rely on third-party tools or manual provisioning
  • Our research shows teams manually provisioning this app spend significant hidden costs annually

What Gusto actually offers for identity

SAML SSO (All plans, requires support contact)

Gusto supports SAML 2.0 integration but with manual activation requirements:

SettingDetails
ProtocolSAML 2.0
Supported IdPsOkta, OneLogin, generic SAML providers
ConfigurationContact Gusto support to activate SAML
JIT provisioningCreates users on first login
DeprovisioningManual only - no automated removal

Key limitation: While JIT provisioning creates users automatically on first login, there's no automated deprovisioning when users are removed from your IdP. Departing employees must be manually deactivated in Gusto.

Okta Integration (via OIN)

The official Okta Integration Network listing for Gusto shows:

FeatureSupported?
SAML SSO✓ Yes (requires Gusto support)
SCIM provisioning❌ No
Create users✓ Yes (JIT only)
Update users❌ No
Deactivate users❌ No
Group push❌ No

Gusto as an Identity Source

Gusto Plus ($80/mo + $12/person) and Premium plans include "Provisioning Apps" - the ability to push employee data FROM Gusto TO other applications like Slack and Zoom. This positions Gusto as an HR source system rather than a typical SaaS application that receives provisioning.

The provisioning gap: While Gusto can provision users to other apps, it lacks SCIM for receiving automated provisioning from your IdP. User lifecycle management remains largely manual, creating security and administrative overhead for IT teams.

What IT admins are saying

Gusto's limited provisioning capabilities create ongoing headaches for IT teams managing HR systems integration:

  • Manual SAML activation required - can't self-serve SSO setup
  • JIT provisioning only creates users on first login, no automated deprovisioning
  • No SCIM support despite being a critical HR source system
  • Manual user management required when employees leave the organization

SAML SSO requires contacting Gusto support to activate

Gusto official documentation

JIT creates users on first login. No automated deprovisioning.

Okta Integration Network

The recurring theme

Despite being an HR platform that should seamlessly integrate with identity systems, Gusto forces IT teams into manual processes for both setup and ongoing user lifecycle management. The lack of automated deprovisioning is particularly problematic for a payroll system handling sensitive employee data.

The decision

Your SituationRecommendation
Small HR team (<20 employees) with low turnoverManual management is acceptable for now
Growing company (50+ employees) needing automated offboardingUse Stitchflow: JIT creates users but can't remove them
Enterprise with compliance requirements for complete audit trailsUse Stitchflow: manual deprovisioning creates compliance gaps
Multi-location company with frequent role changesUse Stitchflow: automated role sync prevents payroll access issues
HR team using Gusto as identity source for other appsUse Stitchflow: orchestrate complete identity lifecycle across all systems

The bottom line

Gusto handles payroll and benefits well, but its JIT-only provisioning creates a one-way street—users get created automatically but never removed. For companies that need reliable offboarding and complete identity lifecycle management, Stitchflow bridges the gap until Gusto's planned SCIM transition materializes.

Automate Gusto without third-party complexity

Stitchflow delivers SCIM-level provisioning through resilient browser automation, backed by 24/7 human in the loop for Gusto at <$5K/year, flat, regardless of team size.

Works alongside or instead of native SCIM
Syncs with your existing IdP (Okta, Entra ID, Google Workspace)
Automates onboarding and offboarding
SOC 2 Type II certified
24/7 human-in-the-loop monitoring
Book a Demo

Technical specifications

SCIM Version

Not specified

Supported Operations

Not specified

Supported Attributes

JIT provisioning only, no full SCIMSAML requires contacting Gusto support to activateMay act as HR source systemProvisioning apps feature on Plus/Premium plans

Plan requirement

Not specified

Prerequisites

Not specified

Key limitations

  • JIT provisioning only, no full SCIM
  • SAML requires contacting Gusto support to activate
  • May act as HR source system
  • Provisioning apps feature on Plus/Premium plans

Documentation not available.

Configuration for Okta

Integration type

Okta Integration Network (OIN) app

Where to enable

Okta Admin Console → Applications → Gusto → Sign On

SAML SSO with JIT provisioning. No SCIM (exploring transition to SCIM). SAML requires contacting Gusto support to activate. Schema discovery and group linking supported.

Use Stitchflow for automated provisioning.

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Last updated: 2026-01-11

* Pricing and features sourced from public documentation.

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